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Who We Are
Since our founding in February 2020, PFS has been committed to driving inclusive economic participation through accessible lending solutions. Backed by a strong governance framework and guided by experienced directors, we have built a reputation for reliability and innovation.
Whether you are an entrepreneur seeking to scale your business, a professional looking to invest in your future, or an organization requiring specialised financing, Prime Financial Services is here to help you unlock possibilities.
At Prime Financial Services, our mission is to:
Drive Financial Inclusion
Make affordable credit accessible to all segments of society, especially underserved communities and small businesses.
Empower Growth and Prosperity
Provide innovative, tailored financial solutions that help our clients achieve their personal, professional, and entrepreneurial goals.
Champion Digital Transformation
Leverage modern technology to deliver seamless, secure, and transparent financial experiences across mobile, web, and in-branch channels.
Uphold Integrity and Trust
Operate with the highest standards of governance, ethics, and accountability in every interaction.
Foster Sustainable Impact
Invest in partnerships, products, and services that contribute to long-term economic development and social progress.
To become a trusted, innovative, and accessible financial services provider, empowering individuals and businesses to unlock their full potential and contribute to a thriving economy.
We envision a future where everyone, regardless of background or location, has the tools, knowledge, and financial support to prosper.
Apply for a loan instantly by dialing *500# (Civil Servants Only for now)
How to apply for a loan
Step 1: ApplyComplete your application in minutes by clicking the ``Apply Now`` button below, at any PFS branch, any Agent across the country, or on USSD (*500#). Step 2: Get AssessedPFS then assesses your eligibility swiftly and transparently using our proprietary scoring engines.Step 3: Access FundsApproved loans are disbursed directly into your account or via mobile money.Step 4: Manage & RepayTrack balances, download statements, and make payments through our MAKHOLO customer portal.
Requirements for loan application
- Payslip (Stamped).
- National ID (Certified).
- Application Form.
- Live Picture.